Transaction Authentication
AssigneeeIngot LLC
InventorWilliam J. Raduchel
Life of this patent
Estimating the term…
Abstract
Information is received that includes a request to authenticate a transaction. Based on the received information, a location associated with the transaction and a user associated with the transaction are identified. Location data is accessed that identifies one or more locations associated with the user. The location associated with the transaction and the one or more locations associated with the user are compared to determine whether the location associated with the transaction corresponds to a location associated with the user. A response to the request is provided based on determining whether the location associated with the transaction corresponds to the location associated with the user.
Claims20
A computer-implemented method comprising:
- receiving information that includes a request to authenticate a transaction;
- identifying, based on the received information, (i) a location associated with the transaction and (ii) a user associated with the transaction;
- accessing location data that identifies one or more locations associated with the user;
- determining, based on a comparison of the location associated with the transaction and the one or more locations associated with the user, whether the location associated with the transaction corresponds to a location associated with the user;
- and
- providing a response to the request, based on determining whether the location associated with the transaction corresponds to the location associated with the user.
A system comprising:
- one or more computers and one or more storage devices storing instructions that are operable, when executed by the one or more computers, to cause the one or more computers to perform operations comprising:
- receiving information that includes a request to authenticate a transaction;
- identifying, based on the received information, (i) a location associated with the transaction and (ii) a user associated with the transaction;
- accessing location data that identifies one or more locations associated with the user;
- determining, based on a comparison of the location associated with the transaction and the one or more locations associated with the user, whether the location associated with the transaction corresponds to a location associated with the user;
- and
- providing a response to the request, based on determining whether the location associated with the transaction corresponds to the location associated with the user.
A computer-readable storage device encoded with a computer program, the program comprising instructions that if executed by one or more computers cause the one or more computers to perform operations comprising:
- receiving information that includes a request to authenticate a transaction;
- identifying, based on the received information, (i) a location associated with the transaction and (ii) a user associated with the transaction;
- accessing location data that identifies one or more locations associated with the user;
- determining, based on a comparison of the location associated with the transaction and the one or more locations associated with the user, whether the location associated with the transaction corresponds to a location associated with the user;
- and
- providing a response to the request, based on determining whether the location associated with the transaction corresponds to the location associated with the user.
Dependencies are inferred from the claim text.