Method, apparatus and recording medium for supporting electronic payment

An electronic wallet server comprising:

• a shop information database configured to store shop payment-related information of at least one shop;
• a user information database configured to store user payment-related information of each user to correspond to a user identifier allocated to the user;
• a transceiver configured to receive user payment-related information including the user identifier from a shop terminal, according to a request for paying for a item;
• and
• a controller configured to determine at least one payment mean available at the shop terminal, based on a shop payment-related information, determine at least one payment condition for the item with respect to at least one payment mean, and transmit at least one payment condition according to a predetermined priority, to a user terminal.

A computer-readable recording medium storing a program for causing a computer to execute a method, the method comprising:

• receiving user payment-related information including a user identifier from a shop terminal, according to a request for paying for an item;
• determining at least one payment mean available at the shop terminal based on a shop payment-related information;
• determining at least one payment condition for the item with respect to at least one payment mean;
• and
• transmitting at least one payment condition selected from among the at least one payment condition according to a predetermined priority, to the user terminal.