Inbound integrated production messages transaction file splitter
AssigneeMastercard International Incorporated
InventorsArchie G. Counts, Kevin Lyons, Janice Mehanovic, Ken Pirtle
Life of this patent
Estimating the term…
Abstract
A payment card transaction clearing system includes a payment card network. A file distribution system coupled to the payment card network includes a split processor configured to receive a batch of payment card transaction records from the payment card network, and split the batch of payment card transactions into one or more split files according to one or more processing agreements. A split monitor processor is configured to send the one or more split files to the payment card network.
Claims23
A method of clearing payment card transactions, comprising:
- receiving a batch of payment card transaction records at a processor;
- splitting, with the processor, the batch of payment card transactions into one or more split files according to one or more processing agreements;
- and,
- distributing, via a network, the one or more split files to one or more clearing management systems according to the one or more processing agreements.
A payment card transaction clearing system, comprising:
- a payment card network;
- a file distribution system in communication with the payment card network, wherein the file distribution system includes:
- a split processor configured to receive a batch of payment card transaction records from the payment card network, and split the batch of payment card transactions into one or more split files according to one or more processing agreements;
- and,
- a split monitor processor configured to transmit the one or more split files to the payment card network.
A non-transitory computer-readable storage medium encoded with data and instructions, which when executed by a computing device the instructions causing the computing device to:
- receive a batch of payment card transaction records
- split the batch of payment card transactions into one or more split files according to one or more processing agreements;
- and,
- distribute the one or more split files to one or more clearing management systems according to the one or more processing agreements.
Dependencies are inferred from the claim text.