Bill payment by image recognition
OwnerJayasree Mekala, Kamal Zamer +1inventors
InventorsJayasree Mekala, Kamal Zamer, Praveen Nuthulapati
Life of this patent
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Abstract
Methods and systems for facilitating bill payment are described. A user is able to take a picture of a paper bill and have it paid. A service provider receives the image of the bill and recognizes it as a bill payment image. Relevant payment details such as the customer account number, payment amount, and the payee are extracted from the bill. The service provider determines whether these payment details are correct based on a user calendar or a location of a user device. The service provider can display these payment details to the user, and receive authorization to make the payment.
Claims20
A system, comprising:
- a memory device storing user financial account information;
- and
- one or more processors in communication with the memory device and operable to:
- receive an image of a paper bill;
- recognize the image as a bill;
- extract payment details from the bill;
- determine whether the payment details are correct based on at least information from a user calendar or a location of a user device;
- receive authorization for payment of the bill;
- and
- process the payment.
A method for facilitating bill payment, comprising:
- receiving, by one or more hardware processors of a service provider, an image of a paper bill;
- recognizing the image as a bill;
- extracting payment details from the bill;
- determining whether the payment details are correct based on at least information from a user calendar or a location of a user device;
- receiving authorization for payment of the bill;
- and
- processing the payment.
A non-transitory machine-readable medium comprising a plurality of machine-readable instructions which, when executed by one or more processors, are adapted to cause the one or more processors to perform a method comprising:
- receiving an image of a paper bill;
- recognizing the image as a bill;
- extracting payment details from the bill;
- determining whether the payment details are correct based on at least information from a user calendar or a location of a user device;
- receiving authorization for payment of the bill;
- and
- processing the payment.
Dependencies are inferred from the claim text.