Portable device for financial document transactions
AssigneeTop Image Systems Ltd.
InventorYuval Hinski
Life of this patent
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Abstract
A system which comprises a server which processes a plurality of financial document transaction requests each having a magnetic ink character recognition (MICR) code and an image of a financial document and a module installed in a portable device having an image sensor, a processor and a transmitter, the module uses the processor to extract a MICR code from a financial document imaged in an image captured using the image sensor and uses the transmitter to forward the MICR code and the image to the server via a network as a financial document transaction request.
Claims17
A method of performing a transaction of a financial document using a portable image sensor enabled device, comprising:
- capturing, using an image sensor of a portable device, a plurality of images depicting a financial document performing the following during said capturing:
- processing at least one of said plurality of images to derive at least one image quality parameter indicative of a visibility level of said financial document in at least one of said plurality of images;
- calculating instructions indicative of at least one user operation required to change said at least one image quality parameter to increase said visibility level;
- and
- when said at least one image having said visibility level above a visibility threshold is captured, analyzing said at least one image to extract a magnetic ink character recognition (MICR) code;
- and
- transmitting said MICR code and said at least one image to a server for performing a financial transaction based on said financial document.
A portable device, comprising:
- an image sensor which captures a plurality of images depicting a financial document;
- a processor which processes at least one of said plurality of images to derive at least one image quality parameter indicative of a visibility level of said financial document in at least one of said plurality of images and calculates instructions indicative of at least one user operation required to change said at least one image quality parameter to increase said visibility level;
- a display for presenting said instructions while a user maneuvers said portable device;
- a magnetic ink character recognition (MICR) module which analyzes at least one of said plurality of images to extract a magnetic ink character recognition (MICR) code;
- and
- a communication interface which transmits said MICR code and said image to a server for depositing said financial document.
A system, comprising:
- a server which processes a plurality of financial document transaction requests each having a magnetic ink character recognition (MICR) code and an image of a financial document;
- and
- a module installed in a portable device having an image sensor, a processor and a transmitter, said module uses said processor to extract a MICR code from a financial document imaged in an image captured using said image sensor and uses said transmitter to forward said MICR code and said image to said server via a network as a financial document transaction request.
Dependencies are inferred from the claim text.