Communication network for collecting data and executing electronic transaction services

A system for executing electronic transaction services, comprising:

• one or more interfaces operable to receive access credentials for a plurality of accounts held with a plurality of enterprises, wherein the plurality of accounts are associated with an entity;
• one or more processors communicatively coupled to at least one of the one or more interfaces, the one or more processors operable to:
• access, based on the received access credentials, account data from the plurality of accounts;
• monitor transactions in the plurality of accounts based on the accessed account data;
• determine one or more transaction patterns based on the monitored transactions in the plurality of accounts;
• determine one or more proposed transactions based on the one or more determined patterns, wherein the one or more proposed transactions represent electronic transfers of funds involving one or more of the plurality of accounts;
• and
• determine one or more advantages to the entity associated with the one or more proposed transactions;
• and
• generate a notification message to a user associated with the entity describing the one or more proposed transactions and the one or more advantages.

A non-transitory computer readable storage medium comprising logic for executing electronic transaction services, the logic operable, when executed by a processor, to:

• receive access credentials for a plurality of accounts held with a plurality of enterprises, wherein the plurality of accounts are associated with an entity;
• access, based on the received access credentials, account data from the plurality of accounts;
• monitor transactions in the plurality of accounts based on the accessed account data;
• determine one or more transaction patterns based on the monitored transactions in the plurality of accounts;
• determine one or more proposed transactions based on the one or more determined patterns, wherein the one or more proposed transactions represent electronic transfers of funds involving one or more of the plurality of accounts;
• and
• determine one or more advantages to the entity associated with the one or more proposed transactions;
• and
• generate a notification message to a user associated with the entity describing the one or more proposed transactions and the one or more advantages.

A method for executing electronic transaction services, comprising:

• receiving access credentials for a plurality of accounts held with a plurality of enterprises, wherein the plurality of accounts are associated with an entity;
• accessing, by one or more processors, based on the received access credentials, account data from the plurality of accounts;
• monitoring, by at least one of the one or more processors, transactions in the plurality of accounts based on the accessed account data;
• determining, by at least one of the one or more processors, one or more transaction patterns based on the monitored transactions in the plurality of accounts;
• determining, by at least one of the one or more processors, one or more proposed transactions based on the one or more determined patterns, wherein the one or more proposed transactions represent electronic transfers of funds involving one or more of the plurality of accounts;
• and
• determining, by at least one of the one or more processors, one or more advantages to the entity associated with the one or more proposed transactions;
• and
• generating a notification message to a user associated with the entity describing the one or more proposed transactions and the one or more advantages.