System for altering bill payments
AssigneeBank of America Corporation
InventorsStephen R. Crowley, Charles Andrews, Glenn M. Grossman
Life of this patent
Estimating the term…
Abstract
Embodiments of the invention are directed to systems, methods and computer program products for altering bill payments. An exemplary apparatus is configured to: determine a customer meets the eligibility requirements for altering bill payments, provide an option for the customer to participate in a service for altering bill payments based at least partially on determining the customer meets the eligibility requirements for altering bill payments, receive a request from the customer to alter one or more bill payments, and alter the one or more bill payments based at least partially on the request to alter one or more bill payments.
Claims21
An apparatus for altering bill payments, the apparatus comprising:
- a memory;
- a processor;
- and
- a module stored in the memory, executable by the processor, and configured to:
- determine a customer satisfies eligibility requirements for altering bill payments;
- provide an option for the customer to participate in a service for altering bill payments based at least partially on determining the customer meets the eligibility requirements for altering bill payments;
- receive a request from the customer to alter a bill payment, wherein the bill payment is associated with an original payment arrangement having an original amount due on an original payment due date;
- and
- alter the bill payment based at least partially on the request to alter the bill payment.
A method for altering bill payments, the method comprising:
- determining a customer meets the eligibility requirements for altering bill payments;
- providing an option for the customer to participate in a service for altering bill payments based at least partially on determining the customer meets the eligibility criteria for altering bill payments;
- receiving a request from the customer to alter a bill payment, wherein the bill payment is associated with an original payment arrangement having an original amount due on an original payment due date;
- and
- altering the bill payment based at least partially on the request to alter the bill payment.
A computer program product for altering bill payments, the computer program product comprising:
- a non-transitory computer-readable medium comprising a set of codes for causing a computer to:
- determine a customer meets the eligibility requirements for altering bill payments;
- provide an option for the customer to participate in a service for altering bill payments based at least partially on determining the customer meets the eligibility criteria for altering bill payments;
- receive a request from the customer to alter a bill payment, wherein the bill payment is associated with an original payment arrangement having an original amount due on an original payment due date;
- and
- alter the bill payment based at least partially on the request to the bill payment.
Dependencies are inferred from the claim text.