Loading patent…
AssigneeCapital One Financial Corporation
InventorsPhilip KIM, Homin LEE, Alexander HASHA, Chi Tak KWOK, Jaidev SHERGILL
Estimating the term…
The disclosed embodiments include systems and methods for generating merchant recommendations for a user. In one embodiment, the disclosed embodiments may include one or more memory devices storing software instructions and one or more processors configured to execute the software instructions to perform operations consistent with the disclosed embodiments. In one aspect, the one or more processors may be configured to receive consumer transaction data associated with a plurality of consumer purchases from at least one data source and store the received consumer transaction data in the one or more memory devices. In another embodiment, the one or more processors may be configured to identify a plurality of merchant recommendations based on the stored consumer transaction data and one or more attributes associated with each of a plurality of merchants. The processor(s) may also be configured to generate corresponding recommendation scores for each of the identified plurality of merchant recommendations based on one or more recommendation models. The one or more processors may further provide the plurality of merchant recommendations and corresponding recommendation scores to the user.
A system for generating merchant recommendations for a user, comprising:
A computer-implemented method for generating merchant recommendations for a user, comprising:
A non-transitory computer-readable medium including instructions, which, when executed by a processor, cause the processor to perform a method for generating merchant recommendations for a user, the method comprising:
Dependencies are inferred from the claim text.