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US 2014/0372303 A1Published application
Online Authentication and Payment Service
OwnerOren Gafniinventor
Life of this patent
Estimating the term…
Abstract
System and methods of authentication and payment service, comprising an authentication server and a mobile device application. Using this service, a third-party website can utilize a secure and comfortable user sign-in and payment process. Once a user is registered to the service, he can use it to securely and comfortably sign-up, sign-in or make payments to any website which utilizes the service.
Claims2
A method, comprising:
- enabling a third-party website to register for the authentication service and utilize the sign-up, sign-in and payment protocols;
- enabling a user to install the authentication service application on his mobile device and to register for the authentication service;
- enabling a registered user to sign-up, sign-in or make payments for any registered third-party website.
A system, comprising:
- mobile device application that, when installed and executed on the mobile device, performs a method comprising:
- enabling a user to register for the authentication service;
- signing-in for the service to the authentication server;
- capturing the barcode image with the mobile device camera;
- decoding the barcode image and decrypting the third-party server credentials;
- transmitting the third-party server credentials to the authentication server;
- receiving requests from the authentication server to be approved by the user;
- transmitting the user approval or denial to the authentication server;
- one or more servers;
- and
- authentication server program that, when executed by a server, performs a method comprising:
- enabling a third-party website to register for the authentication service;
- enabling a user to register for the authentication service;
- enabling the mobile application to sign-in for the authentication service;
- enabling the mobile application to send requests of sign-in for third-party websites;
- transmitting the user identification to a third-party website;
- receiving request from a third-party website to be approved by the user;
- transmitting the approval request to the mobile application;
- receiving the user approval or denial from the mobile application;
- transmitting the user approval or denial to the third-party website;
- transmitting additional user details to a third-party website;
- initiating payment transaction on request from a third-party website after the users approval has been received from the mobile application.
19 more elements
Dependencies are inferred from the claim text.