Mobile wireless communications device having digital wallet with multi-mode user card and related methods

A mobile wireless communications device comprising:

• a housing;
• a wireless transceiver carried by said housing;
• a memory carried by said housing;
• a display carried by said housing;
• and
• a processor carried by said housing and coupled to said wireless transceiver, said memory, and said display, said processor configured to
• determine a current time,
• implement a digital wallet comprising at least one multi-mode user card having first and second user interface modes, and
• selectively change the at least one multi-mode user card from the first user interface mode to the second user interface mode based upon the current time, the second user interface mode comprising at least one of a survey interface mode and a purchase interface mode.

A mobile wireless communications device comprising:

• a housing;
• a wireless transceiver carried by said housing;
• a memory carried by said housing;
• a display carried by said housing;
• and
• a processor carried by said housing and coupled to said wireless transceiver, said memory, and said display, said processor configured to
• implement a digital wallet comprising at least one multi-mode user card having first and second user interface modes, and
• selectively change the at least one multi-mode user card from the first user interface mode to the second user interface mode based upon a determined event, the second user interface mode comprising at least one of a survey interface mode and a purchase interface mode.