Communication system with digital wallet having blank user card and related methods

A mobile wireless communications device communicating with a terminal comprising a first near field communications (NFC) device, the terminal being capable of receiving data from a provisioning server, the mobile wireless communications device comprising:

• a housing;
• a wireless transceiver carried by said housing;
• a second NFC device carried by said housing;
• a memory carried by said housing;
• a display carried by said housing;
• and
• a processor carried by said housing and coupled to said wireless transceiver, said second NFC device, said memory, and said display, said processor configured to
• implement a digital wallet comprising a plurality of user cards,
• receive from said terminal, via said second NFC device, a blank user card including a plurality of user data fields, and
• fill the plurality of user data fields of the blank user card to define a completed user card and send the completed user card to the provisioning server.

A method of operating a mobile wireless communications device communicating with a terminal comprising a first near field communications (NFC) device, the terminal being capable of receiving data from a provisioning server, the method comprising:

• using a processor and memory cooperating therewith in the mobile wireless communications device to
• implement a digital wallet comprising a plurality of user cards,
• receive from the terminal, via a second NFC device in the mobile wireless communications device, a blank user card including a plurality of user data fields, and
• fill the plurality of user data fields of the blank user card to define a completed user card and send the completed user card to the provisioning server.