System and method for incentive-based health improvement programs and services

A system for developing an incentive-based healthcare program comprising:

• a computer configured to:
• receive first data comprising budget information for the program;
• and
• develop a program for providing incentives to a user enrolled in the program to improve the user's health or well-being, the incentives based on the first data.

A system for healthcare services having a behavior-based financing framework, the system comprising:

• a computer configured to create an incentive budget;
• means for acquiring and understanding an individual's health status;
• an individualized health management map focusing on the individual's modifiable health conditions and lifestyle behaviors determined from the acquired health status and providing means for tracking the individual's progress toward improved health;
• and
• an incentive program conforming to the incentive budget for providing incentives for the individual to engage in their health and well-being.