Credential authentication system and methods of performing the same

A system of conveying personal credential information stored on a device having a memory and a processor, the device having a program executed in the memory that performs the steps of:

• gathering information from a subscriber by an information gathering unit;
• gathering by a credential analysis unit additional information pertaining to the subscriber based on the information gathered by the information gathering unit,
• storing by the credential analysis unit the additional information in a storage unit in the memory,
• categorizing by the credential analysis unit the additional information based on predefined criteria,
• assigning by the credential analysis unit an indicator to the additional information based on categorization of the additional information, and
• storing by the credential analysis unit the additional information and indicators;
• receiving requests by a credential access unit for access to view the indicators and stored additional information from a third party;
• and
• displaying by a credential display unit the indicators and stored additional
• information on a web page after the credential access unit authorizes a request to view the stored additional information.

A method for verifying an individual's personal credentials comprising:

• gathering initial information from a subscriber;
• gathering additional information pertaining to the subscriber based on the initial information,
• storing the additional information in a storage unit,
• categorizing the additional information based on predefined criteria,
• assigning an indicator to the additional information based on the categorization and representative value of the additional information, and
• storing the additional information and indicators in the storage unit;
• receiving a request for access to view the indicators and stored additional information from a third party;
• authorizing a request to view the stored additional information;
• and
• displaying the indicators and stored additional information on a web page.

A method of creating and conveying personal credential information stored on a device having a memory and a processor, comprising executing by the processor a program stored in the memory to perform the steps of:

• gathering initial information from a subscriber;
• gathering additional information pertaining to the subscriber based on the initial information,
• storing the additional information in a storage unit in the memory,
• categorizing the additional information based on predefined criteria,
• assigning an indicator to the additional information based on the categorization of the additional information,
• storing the additional information and indicators;
• receiving a request to view the indicators and stored additional information from a third party;
• and
• displaying the indicators and stored additional information on a web page after authorizing a request to view the stored additional information.

A method for preventing fraudulent online postings by a person comprising:

• verifying the identity and credentials of the person by executing with a processor a program stored in a computer memory the following:
• (a) gathering initial information about the person;
• (b) gathering additional information pertaining to the person based on the initial information;
• (c) categorizing the additional information based on predefined criteria;
• and
• (d) assigning a score to the additional information based on the categorization of the additional information;
• and
• thereafter permitting the person to post the information if the score exceeds a predefined threshold value.