Using Low-Cost Tags to Facilitate Mobile Transactions
AssigneeAirarts, Inc.
InventorVen Chava
Life of this patent
Estimating the term…
Abstract
Systems, methods and computer program products for facilitating payments using low-cost barcode or RFID tags are disclosed. Such tags can be attached or affixed to physical, real-world objects thus allowing the objects to be purchased using a customer mobile device, without the need for a dedicated, on-site point-of-sale system. The tags may be constructed from paper, metal, leather, plastic or some other low-cost material. The tag allows a unique visual identifier such as a tag code to be imprinted so that it can be read using a mobile camera or other sensor enabled telephone.
Claims20
A method of using a low-cost tag facilitating payment between a buyer and a seller utilizing a mobile device, comprising the steps of:
- (a) reading, via a buyer mobile device, a tag code imprinted on the tag, wherein the tag is affixed to an object or associated with a service;
- (b) decrypting the tag code in order to authenticate the tag via a tag service provider;
- (c) transmitting, via the buyer mobile device, a payment request to a payment service provider, the payment request associated with the tag code;
- (d) receiving, from the payment service provider, a payment request authorization;
- (e) recording a payment via the tag service provider, the recorded payment associated with the tag code;
- (f) presenting a customer payment confirmation via the customer mobile device;
- and
- (g) presenting a sale completion notification to the seller;
- wherein the tag code is associated within a tag service provider database with a seller deposit account information.
One or more computer storage media having stored thereon multiple instructions that facilitate payment between a buyer and a seller utilizing a mobile device by, when executed by one or more processors of a computing device, causing the one or more processors to:
- (a) read a tag code imprinted on the tag, wherein the tag is affixed to an object;
- (b) decrypt the tag code in order to authenticate the tag;
- (c) transmit a payment request from the buyer to a payment service provider, the payment request associated with the tag code;
- (d) receive a payment request authorization from the payment service provider;
- (e) record a payment, the recorded payment associated with the tag code;
- (f) present a customer payment confirmation;
- and
- (g) present a sale completion notification to the seller;
- wherein the tag code is associated within a tag service provider database with a seller deposit account information.
Dependencies are inferred from the claim text.