Property valuation including energy usage

An apparatus comprising:

• a determination module that predicts an energy usage of a property for a period of time;
• an aggregation module that aggregates a predicted energy usage reduction based on a project that decreases the energy usage for the property;
• and
• a valuation module that determines a value adjusted for the aggregated energy usage reduction,
• wherein at least a portion of the determination module, the aggregation module, and the valuation module comprise one or more of hardware and executable code, the executable code stored on one or more computer readable storage media.

A computer program product comprising a computer readable storage medium having program code embodied therein, the program code readable/executable by a processor for:

• predicting energy usage for a property for a period of time;
• aggregating a predicted energy usage reduction based on a project that decreases the energy usage for the property;
• and
• determining a value adjusted for the aggregated energy usage reductions.