Benficiary crowdsourcing

A method, comprising:

• receiving information about a product including a product cost;
• receiving a registration message designating the product and at least one beneficiary;
• providing a description of a campaign associated with the product and the beneficiary to at least one funder;
• storing a funding amount from at least one funder of the campaign;
• determining that the campaign does not meet or exceed at least one campaign threshold selected from the group consisting of a time limit, a minimum funding amount, a maximum funding amount a minimum number of funders and a maximum number of funders;
• providing at least a part of the funding amount to at least one selected from the group consisting of a beneficiary and a funder.

A system, comprising:

• a memory storing a software application;
• a database;
• a processor in communication with the memory and the database, the processor adapted to:
• receive information about a product including a product cost;
• receive a registration message designating the product and at least one beneficiary;
• provide a description of a campaign associated with the product and the beneficiary to at least one funder;
• store a funding amount from at least one funder of the campaign;
• determine that the campaign meets or exceeds at least one campaign threshold selected from the group consisting of a time limit, a minimum funding amount, a maximum funding amount a minimum number of funders and a maximum number of funders;
• and
• based on the determination that the campaign meets or exceeds the at least one campaign threshold, cause the ownership of the product to be transferred to the beneficiary.

The system of claim 12, the processor further adapted to:

• determine that the time limit for the campaign has expired;
• determine that the amount of funding is greater than or equal to the minimum funding amount;
• and
• determine a remainder amount based at least partly on the difference between the stored funding amount and the product cost;
• and
• provide at least a part of the remainder amount to the beneficiary in the form of at least one from the group consisting of actual currency, virtual currency, a credit and an upgrade.

A system comprising:

• a memory;
• a processor connected to the memory, the processor configured to:
• receive information about a product including a product cost;
• receive a registration message designating the product and at least one beneficiary;
• provide a description of a campaign associated with the product and the beneficiary to at least one funder;
• store a funding amount from at least one funder of the campaign;
• determine that the campaign meets or exceeds at least one campaign threshold selected from the group consisting of a time limit, a minimum funding amount, a maximum funding amount a minimum number of funders and a maximum number of funders;
• and
• based on the determination that the campaign meets or exceeds the at least one campaign threshold, cause the ownership of the product to be transferred to the beneficiary.

The system of claim 14, the processor further configured to:

• determine that the time limit for the campaign has expired;
• determine that the amount of funding is greater than or equal to the minimum funding amount;
• and
• permit the product to be purchased from a vendor for the beneficiary using funds associated with the campaign.

A system comprising:

• a memory;
• a processor connected to the memory, the processor configured to:
• receiving information about a product including a product cost;
• receive a registration message designating the product and at least one beneficiary;
• provide a description of a campaign associated with the product and the beneficiary to at least one funder;
• store a funding amount from at least one funder of the campaign;
• determine that the campaign does not meet or exceed at least one campaign threshold selected from the group consisting of a time limit, a minimum funding amount, a maximum funding amount a minimum number of funders and a maximum number of funders;
• provide at least a part of the funding amount to at least one selected from the group consisting of a beneficiary, a funder and a fundraiser.