System for secure automotive in-vehicle wireless payments
AssigneeCirque Corporation
InventorsEthan Trump, J. Douglas Moore
Life of this patent
Estimating the term…
Abstract
A system and method for providing a touch sensor disposed in a vehicle, wherein the touch sensor may be a portable device that is removable from the vehicle such as a tablet computer or it may be a built-in device, wherein the touch sensor may store account information in a secure element in order to make a secure payment by wirelessly communicating with a merchant terminal from within the vehicle in order to make a financial transaction without giving a physical credit or debit card to the merchant.
Claims21
A method for making a secure financial transaction from a vehicle without giving a merchant a physical financial card, said method comprising:
- providing a touch sensor that includes a secure element for securely storing payment credentials, a vehicle wireless communication system, and a vehicle for holding the touch sensor;
- providing a merchant terminal including a merchant wireless communications system;
- transmitting the payment credentials from the touch sensor to the merchant terminal using the vehicle wireless communication system and the merchant wireless communication system without giving a merchant a physical financial card;
- and
- communicating with a financial institution from the merchant terminal in order to perform a secure financial transaction using the payment credentials.
A system for making a secure financial transaction from a vehicle without giving a merchant a physical financial card, said system comprised of:
- a touch sensor;
- a secure element disposed in the touch sensor for storing payment credentials;
- a vehicle wireless communication system;
- a vehicle for holding the touch sensor and the vehicle wireless communication system;
- a merchant terminal;
- a merchant wireless communications system;
- wherein the payment credentials are transmitted from the touch sensor to the merchant terminal without giving a merchant a physical financial card, and wherein the merchant terminal communicates with a financial institution from the merchant terminal in order to perform a secure financial transaction using the payment credentials.
Dependencies are inferred from the claim text.