Secure Identity Element
AssigneeBank of America Corporation
InventorsHood Qaim-Maqami, Rick Knafelz
Life of this patent
Estimating the term…
Abstract
Methods, systems, computer-readable media, and apparatuses for providing a secure identity element are presented. In some embodiments, a computing device may authenticate a user of the computing device. Subsequently, the computing device may capture an image of the user, and further may store the image in a secure element. Then, responsive to receiving a request to provide a credential for a payment transaction, the computing device may cause the image from the secure element to be provided as the credential. In some instances, the image from the secure element may be provided as an identity credential for a payor in the transaction, while in other instances, the image from the secure element may be provided as an identity credential for a payee in the transaction.
Claims24
A computing device, comprising:
- at least one processor;
- and
- memory storing computer readable instructions that, when executed by the at least one processor, cause the computing device to:
- authenticate a user of the computing device;
- capture an image of the user;
- store the image in a secure element;
- and
- responsive to receiving a request to provide a credential for a payment transaction, cause the image from the secure element to be provided as the credential.
A method, comprising:
- authenticating, by a computing device, a user of the computing device;
- capturing, by the computing device, an image of the user;
- storing, by the computing device, the image in a secure element;
- and
- responsive to receiving a request to provide a credential for a payment transaction, causing, by the computing device, the image from the secure element to be provided as the credential.
One or more non-transitory computer-readable media having instructions stored thereon that, when executed by a computing device, cause the computing device to:
- authenticate a user of the computing device;
- capture an image of the user;
- store the image in a secure element;
- and
- responsive to receiving a request to provide a credential for a payment transaction, cause the image from the secure element to be provided as the credential.
Dependencies are inferred from the claim text.