Systems and methods for providing alternative logins for mobile banking

A method for providing remote banking services, comprising:

• assigning classifications to mobile banking transactions based on the level of security required for each transaction;
• configuring a login scenario for each of the assigned classifications;
• receiving an indication that a user desires to perform a mobile banking transaction;
• determining the mobile banking transaction desired by the user;
• determining the assigned classification associated with the desired mobile banking transaction;
• prompting the user for the configured login scenario associated with the assigned classification;
• and
• receiving a login credential or attribute from the user.

A system for providing remote banking services, comprising:

• a memory storing instructions;
• and
• a processor configured to execute the instructions to:
• receive an indication that a user desires to perform a mobile banking transaction;
• determine the mobile banking transaction desired by the user;
• transmit information associated with the desired mobile banking transaction to a financial service provider system;
• receive information from the financial service provider system related to a login credential or attribute associated with the user and the desired mobile banking transaction;
• prompt the user to input the required login credential or attribute;
• receive the login credential or attribute;
• and
• validate the login credential or attribute.

A non-transitory computer-readable storage medium containing instructions which, when executed on a processor, perform a method comprising:

• assigning classifications to mobile banking transactions based on the level of security required for each transaction;
• configuring a login scenario for each of the assigned classifications;
• receiving an indication that a user desires to perform a mobile banking transaction;
• determining the mobile banking transaction desired by the user;
• determining the assigned classification associated with the desired mobile banking transaction;
• prompting the user for the configured login scenario associated with the assigned classification;
• and
• receiving a login credential or attribute from the user.