Back to results
US 2014/0279481 A1Published application
Mobile device and application for remote deposit of check images securely received from payors
AssigneeTyfone, Inc.
InventorsSiva G. Narendra, Donald Allen Bloodworth, Dana B. LeMoine, Prabhakar Tadepalli
Life of this patent
Estimating the term…
Abstract
A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.
Claims17
1-6. (canceled)
A mobile device implemented method comprising:
- prompting a user to either take a picture of a check for remote deposit or to load a remote deposit capture (RDC) compatible check image for remote deposit;
- prompting the user for authentication credentials;
- loading the RDC compatible check image;
- prompting the user to electronically endorse the RDC compatible check image;
- and
- forwarding the RDC compatible check image to a financial institution for deposit.
3 more elements
15-20. (canceled)
A mobile device implemented method comprising:
- receiving an indication that a payor has created a remote deposit capture (RDC) compatible check image;
- displaying a notification;
- responding to a user's interaction with the notification by prompting the user for authentication credentials;
- when the user is authenticated, retrieving the RDC compatible check image;
- and
- forwarding the RDC compatible check image to a financial institution for deposit.
3 more elements
27-32. (canceled)
Dependencies are inferred from the claim text.