Multiple Account Dynamic Card Apparatuses, Methods and Systems
AssigneeVisa International Service Association
InventorJulian Hua
Life of this patent
Estimating the term…
Abstract
The MULTIPLE ACCOUNT DYNAMIC CARD APPARATUSES, METHODS AND SYSTEMS (“MADC”) may be a flexible payment device where a first flexible layer has two sides—a back side, which includes a data varying loader element and an inner side opposite back side. The inner side may have a power source, circuit, processor, memory, and a graphics processor. An indication is obtained to display the one card account and accompanying graphics and card information and loaded onto the loader element. A display controller is also connected to the processor and controls the display. The transaction card second flexible layer has two sides, one of which is a touch e-ink display and an inner touch e-ink side.
Claims20
A flexible payment device, comprising:
- a transaction card first flexible layer having two sides, including:
- a back side including a data varying loader element;
- an inner side opposite the back side, the inner side having:
- a power source;
- a communicative conduit circuit connected to the power source and to the data varying loader element;
- a processor connected to the communicative conduit circuit;
- a memory connected to the processor, the memory including:
- at least one card account and accompanying card account graphics and card account information, and
- instructions to:
- obtain indication to display the one card account and accompanying card account graphics and card account information, and
- load the card account information to the data varying loader element;
- a display controller connected to the processor, the display controller having a display connector to control a display;
- and
- a transaction card second flexible layer having two sides, including:
- an touch e-ink display side having an e-ink touch display, and
- an inner touch e-ink side having an touch e-ink display and control connector controlling the touch e-ink display, the touch e-ink display and control connector disposed in communication to the display connector.
A multi-account dynamic payment card processor-implemented method, comprising:
- receiving, by using one or more processors, a dynamic payment card pairing request;
- effecting, by using the one or more processors, a dynamic payment card pairing package to create a pairing connection, wherein the pairing connection involves a dynamic payment card;
- sending, by using the one or more processors, a dynamic payment card generation request;
- receiving, by using the one or more processors, a wallet account injection request to inject at least one wallet account into the dynamic payment card;
- receiving, by using the one or more processors, a wallet account injection confirmation, wherein the wallet account injection confirmation includes at least one wallet account identifier associated with the at least one wallet account;
- and
- transmitting, by using the one or more processors, the at least one wallet account identifier to the dynamic payment card.
A multi-account dynamic payment card non-transitory computer-readable medium storing processor-executable instructions, said instructions executable by a processor to:
- receive a dynamic payment card pairing request;
- effect a dynamic payment card pairing package to create a pairing connection,
- wherein the pairing connection involves a dynamic payment card;
- send a dynamic payment card generation request;
- receive a wallet account injection request to inject at least one wallet account into the dynamic payment card;
- receive a wallet account injection confirmation, wherein the wallet account injection confirmation includes at least one wallet account identifier associated with the at least one wallet account;
- and
- transmit the at least one wallet account identifier to the dynamic payment card.
A multi-account dynamic payment card processor-implemented method, comprising:
- instantiating a dynamic payment card application on a mobile device;
- receiving a dynamic payment card pairing request;
- effecting a dynamic payment card pairing package to create a pairing connection,
- wherein the pairing connection involves a dynamic payment card;
- retrieving, on the mobile device, payment card data associated with at least one payment account;
- receiving a payment account injection request to inject the at least one payment account into the dynamic payment card;
- and
- transmitting the retrieved payment card data to the dynamic payment card.
A multi-account dynamic payment card non-transitory computer-readable medium storing processor-executable instructions, said instructions executable by a processor to:
- instantiate a dynamic payment card application on a mobile device;
- receive a dynamic payment card pairing request;
- effect a dynamic payment card pairing package to create a pairing connection, wherein the pairing connection involves a dynamic payment card;
- retrieve, on the mobile device, payment card data associated with at least one payment account;
- receive a payment account injection request to inject the at least one payment account into the dynamic payment card;
- and
- transmit retrieved payment card data to the dynamic payment card.
A multi-account dynamic payment card authentication processor-implemented method, comprising:
- instantiating a dynamic payment card application on a mobile device;
- receiving, on the mobile device, payment card data associated with at least one payment account;
- transmitting a dynamic payment card authentication request associated with the at least one payment account;
- receiving a dynamic payment card authentication confirmation message;
- and
- transmitting the received payment card data to a dynamic payment card.
A multi-account dynamic payment card authentication non-transitory computer-readable medium storing processor-executable instructions, said instructions executable by a processor to:
- instantiate a dynamic payment card application on a mobile device;
- receive, on the mobile device, payment card data associated with at least one payment account;
- transmit a dynamic payment card authentication request associated with the at least one payment account;
- receive a dynamic payment card authentication confirmation message;
- transmit the received payment card data to a dynamic payment card.
Dependencies are inferred from the claim text.