Vendor propensity analysis component for an electronic invoice payment system

An electronic invoice payment system comprising:

• a database stored on a non-transitory computer readable medium, the database including a plurality of vendor records containing information pertaining to a plurality of vendors;
• a network interface configured to receive presented invoices from multiple vendors for payment by multiple buyers;
• and
• a processor configured to analyze at least a portion of the vendor records to determine whether a subject vendor selected from among the plurality of vendors satisfies one or more predetermined criteria, and when the processor determines that the subject vendor satisfies the one or more predetermined criteria, to calculate a vendor propensity factor that operates as a measure of the subject vendor's propensity to participate in an aspect of the electronic invoice payment system;
• wherein the processor further is configured to generate a vendor propensity record including the vendor propensity factor for the subject vendor.