Methods, systems, and devices for handling multiple disparate systems

A computationally-implemented system, comprising

• circuitry for acquiring at least one user payment channel, said at least one user payment channel including at least one of a user payment option and a user payment modality;
• circuitry for acquiring at least one vendor payment channel, said at least one vendor payment channel including at least one of a vendor payment option and a vendor payment modality, wherein at least a portion of the at least one vendor payment channel is different from the at least one user payment channel;
• circuitry for facilitating a first portion of a potential transaction between a first party and a second party by using the at least one user payment channel;
• and
• circuitry for facilitating a second portion of the potential transaction between the first party and the second party by using the at least one vendor payment channel, wherein the second portion of the potential transaction uses data acquired by the first portion of the potential transaction.