System and Method for Conducting Financial Account Transfers
OwnerMitchell P. Hazam, Jean-Luc V. Girardinventors
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Abstract
A system and method for executing a financial transaction via an electronic device is provided. The methods comprises several steps. First, a request for an online transfer from a first account associated with a user is received. Second, a selectable funds icon is displayed, wherein the selectable funds icon displays the available range of funds that are transferable from the first account. Third, a transfer amount selection based on the user's interaction with the selectable funds icon is received. Fourth, a transfer amount selection is then designated via a movable funds container. Fifth, a request from the user to move the movable funds container to an icon associated with a second account is received.
Claims20
A method for executing a financial transaction via an electronic device, comprising the steps of:
- receiving, electronically, a request for an online transfer from a first account associated with a user;
- displaying, electronically, a selectable funds icon, wherein the selectable funds icon displays the available range of funds that are transferable from the first account;
- receiving, electronically, a transfer amount selection based on the user's interaction with the selectable funds icon;
- displaying, electronically, the transfer amount selection via a movable funds container;
- and
- receiving, electronically, a request from the user to move the movable funds container to an icon associated with a second account.
A system, comprising:
- a processor;
- and
- a memory comprising computer-readable instructions which when executed by the processor cause the processor to perform the steps comprising:
- receiving a request for an online transfer from a first account associated with a user;
- displaying a selectable funds icon, wherein the selectable funds icon displays the available range of funds that are transferable from the first account;
- receiving a transfer amount selection based on the user's interaction with the selectable funds icon;
- displaying the transfer amount selection via a movable funds container;
- and
- receiving a request from the user to move the movable funds container to an icon associated with a second account.
A system for conducting a financial transaction, comprising:
- a user I/O module receiving instructions from a user regarding a transfer of funds from a first account to a second account, wherein the instructions are provided by the user by touching a screen associated with a device;
- an accounts module for processing data related to the first and second accounts and the financial transactions;
- and
- a back-end systems communication module for transmitting data relating to the transfer of funds to a financial system.
Dependencies are inferred from the claim text.