Automated detection of underwriting system manipulation
AssigneeFennie Mae
InventorsDavid Monaco, Matthew Gibbs, Katherine Melnichenko, Stacey Shifman, Eric Rosenblatt
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Abstract
A system comprises a device including a memory with an automated collateral fraud and risk detection application installed thereon, wherein the application detects receives a plurality of sequential underwriting submissions, compares corresponding data fields of each sequential underwriting submission to identify whether the corresponding data fields include inconsistent information, and determines if the inconsistent information is indicative of the underwriting manipulation.
Claims18
A method for detecting underwriting manipulation, the method comprising:
- receiving, by a processing unit, a plurality of sequential underwriting submissions;
- comparing corresponding data fields of each sequential underwriting submission to identify whether the corresponding data fields include inconsistent information;
- and
- determining if the inconsistent information is indicative of the underwriting manipulation.
A computer-readable medium tangibly embodying computer-executable instructions for detecting underwriting manipulation, comprising:
- receiving, by a processing unit, a plurality of sequential underwriting submissions;
- comparing corresponding data fields of each sequential underwriting submission to identify whether the corresponding data fields include inconsistent information;
- and
- determining if the inconsistent information is indicative of the underwriting manipulation.
An underwriting system, comprising:
- a device including a memory with an application configured to detect underwriting manipulation installed thereon, wherein the application is configured to:
- receive, by a processing unit, a plurality of sequential underwriting submissions;
- compare corresponding data fields of each sequential underwriting submission to identify whether the corresponding data fields include inconsistent information;
- and
- determine if the inconsistent information is indicative of the underwriting manipulation.
Dependencies are inferred from the claim text.