Systems and methods for configuring and controlling financial account products

A computer-implemented method for configuring a financial account, comprising:

• receiving, by one or more processors, financial account configuration option data from a server, the financial account configuration option data relating to a configurable inactive financial account product that is provided to a user;
• generating, by the one or more processors, and displaying one or more interfaces for activating the inactive financial account product,
• receiving, by the one or more processors, input through the one or more interfaces to activate the inactive general financial account product;
• generating, by the one or more processors, user selected financial account configuration option data based on the input;
• and
• providing, by the one or more processors, the user selected financial account configuration option data to the server such that the server configures and activates the inactive financial account product in accordance with the input.

A system for controlling a financial account, comprising:

• one or more memory devices storing software instructions;
• and
• one or more processors configured to execute the software instructions to:
• provide a first interface on a mobile device that includes options for a user to shut down a designated financial account, lock the financial account, unlock the financial account, or configure automatic locking of the financial account,
• receive a selection from the user of one of the options, and
• provide the user's selection to a server that is configured to configure the designated financial account such that use of the designated financial account is selectively controlled based on the user's selected option.

A system for controlling a financial account, comprising:

• one or more memory devices storing software instructions;
• and
• one or more processors configured to execute the software instructions to:
• receive a first selection from a user of a financial account;
• generate and display one or more interfaces for enabling the user to control the use of the financial account;
• receive input from the user through the one or more interfaces to control the use of the financial account, wherein the input received by the user through the one or more interfaces includes input to configure usage limits for the financial account identified by the user;
• generate user selected financial account configuration option data based on the usage limits provided by the user;
• and
• provide the user selected financial account configuration option data to a server such that the server controls use of the inactive financial account product in accordance with the user's provided usage limits.