Methods and systems for facilitating web-based purchases

A web transaction system for facilitating a web-based purchase at one or more merchant websites, the web transaction system comprising:

• a purchase request module configured for receiving a request from a user to make a transaction module for at least one item of goods or services at the one or more merchant websites without the user visiting a website corresponding to each of the one or more merchants;
• a checkout traversal module configured for a checkout processing of the request, wherein the checkout traversal module transmits automatically at least a portion of user data associated with the user to the one or more merchant websites of the request, adds the at least one item of goods or services to one or more shopping carts at the one or more merchant websites, and fills at least one of one or more fields at the one or more merchant websites with at least the portion of the user data;
• a presentation module configured for presenting to the user one or more status messages pertaining to the checkout processing of the request by the checkout traversal module while the checkout traversal module performs the checkout processing of the request at the one or more merchant websites;
• a reviewing module configured for generating one or more review order messages corresponding to the at least one item of goods or services, and at least one of one or more filled fields received from the one or more merchant websites for a confirmation from the user, wherein the review order message is presented to the user by the presentation module;
• and
• a transaction module configured for:
• applying the web-based purchase for the at least one item of goods or services at the one or more merchant websites based on the confirmation;
• and
• generating one or more purchase confirmation messages, wherein the one or more purchase confirmation messages is presented to the user by the presentation module.

A computer program product for use with a computer, the computer program product comprising a computer-usable data carrier storing a computer-readable program code embodied therein, the computer-readable program code configured for facilitating a web-based purchase at one or more merchant websites on a transaction server, the computer-readable program code comprising:

• program instruction means for receiving a request from a user to make a purchase for at least one item of goods or services at the one or more merchant websites without the user visiting a website corresponding to each of the one or more merchants;
• program instruction means for transmitting automatically at least a portion of user data associated with the user to the one or more merchant websites for a checkout processing of the request;
• the checkout processing comprising:
• adding the at least one item of goods or services to one or more shopping carts at the one or more merchant websites;
• and
• filling at least one of one or more fields at the one or more merchant websites with at least the portion of the user data;
• program instruction means for presenting to the user:
• one or more status messages pertaining to the checkout processing of the request while performing the checkout processing of the request at the one or more merchant websites;
• and
• one or more review order messages corresponding to the at least one item of goods or services and at least one of one or more filled fields received from the one or more merchant websites for confirmation;
• and
• program instruction means for applying the web-based purchase for the at least one item of goods or services at the one or more merchant websites based on the confirmation, wherein one or more purchase confirmation messages are received from the one or more merchant websites based on the applying, and wherein the one or more purchase confirmation messages are presented to the user.