Providing an offer based on enrolling a debit account into a merchant-specific account

A computer-implemented method for providing an offer based on a location of a consumer having a credit account associated with a merchant comprising:

• using a computer processor to execute computer program code instructions stored in one or more non-transitory computer-readable mediums, wherein said computer program code instructions are structured to cause said computer processor to:
• determine whether a user is a holder of an existing merchant-specific account;
• prompt the user to link a debit account to the existing merchant-specific account based at least partially on determining that the user is the holder of the existing merchant-specific account;
• receive debit account information for linking the existing merchant-specific account to the debit account of the user;
• provide, via the communication device, the offer to the user based on successfully linking the debit account to the merchant-specific account.

A computer program product for providing an offer based on a location of a consumer having a credit account associated with a merchant, the computer program product comprising a non-transitory computer-readable storage medium having computer-readable program code stored thereon, such that when the computer-readable code is executed by a computer processor it causes the computer to:

• determine whether a user is a holder of an existing merchant-specific account;
• prompt the user to link a debit account to the existing merchant-specific account based at least partially on determining that the user is the holder of the existing merchant-specific account;
• receive debit account information for linking the existing merchant-specific account to the debit account of the user;
• provide, via the communication device, the offer to the user based on successfully linking the debit account to the merchant-specific account.