US 2014/0278989 A1 · DETERMINING AN OFFER BASED ON A PRE-PAID ACCOUNT BALANCE AND CONSUMER LOCATION

Abstract

Embodiments of the present invention relate to systems, methods, and computer program products for determining an offer based on a balance value of a prepaid account and a location of a consumer who is the holder of the prepaid account. In some embodiments, a method is provided that includes: (a) receiving geographic location information associated with a consumer; (b) receiving information associated with the prepaid account of the consumer, wherein the consumer is a holder of the prepaid account; (c) determining a balance value of the prepaid account of the consumer; and (d) determining an offer to present to the consumer based at least partially on the balance value of the prepaid account and the location of the consumer.

Claims20

Dependent claims

A system for determining an offer based on a balance value of a prepaid account and location of a consumer who is the holder of the prepaid account, the system comprising:

a memory;
and
a software module stored in the memory, comprising executable instructions that when executed by the processor causes the processor to:
receive geographic location information associated with a consumer;
receive information associated with the prepaid account of the consumer;
determine a balance value of the prepaid account of the consumer;
and
present the offer to the consumer based at least partially on determining the balance value of the prepaid account and the location of the consumer.

5 more elements

A computer-implemented method for providing an offer based on a location of a consumer having a prepaid account associated with a merchant comprising:

using a computer processor to execute computer program code instructions stored in one or more non-transitory computer-readable mediums, wherein said computer program code instructions are structured to cause said computer processor to:
receive geographic location information associated with a consumer;
receive information associated with the prepaid account of the consumer;
determine a balance value of the prepaid account of the consumer;
and
present the offer to the consumer based at least partially on determining the balance value of the prepaid account and the location of the consumer.

3 more elements

A computer program product for providing an offer based on a location of a consumer having a prepaid account associated with a merchant, the computer program product comprising a non-transitory computer-readable storage medium having computer-readable program code stored thereon, such that when the computer-readable code is executed by a computer processor it causes the computer to:

receive geographic location information associated with a consumer;
receive information associated with the prepaid account of the consumer;
determine a balance value of the prepaid account of the consumer;
and
present the offer to the consumer based at least partially on determining the balance value of the prepaid account and the location of the consumer.

2 more elements

Dependencies are inferred from the claim text.

Determining an offer based on a pre-paid account balance and consumer location

Life of this patent

Determining an offer based on a pre-paid account balance and consumer location

Life of this patent

Abstract

Claims20