Method and System for Using Points in a Social Network or Community Marketplace

Abstract

A method and system is described for using points in an online transaction between users comprising storing users' points earned from sharing or providing services, storing users' points earned from borrowing or receiving services, establishing a point value for a transaction, adding the transaction point value to a borrowing or receiving user's borrowing points total, and calculating a point value and adding it to a sharing or providing user's sharing points total. Additionally, the borrowing user's sharing points to borrowing points ratio can be used to calculate the point value to be added to the sharing user's sharing points total.

Dependencies are inferred from the claim text.