Utilizing shared customer data
AssigneeBank of America Corporation
InventorHood Qaim-Maqami
Life of this patent
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Abstract
Methods, systems, computer-readable media, and apparatuses for utilizing shared customer data are presented. In some embodiments, a computing device may detect a mobile device that is linked to a user account. Subsequently, the computing device may identify a user of the mobile device, based on shared customer data associated with the user account. The computing device also may retrieve customer information associated with the identified user from the shared customer data. Then, the computing device may provide the retrieved customer information to at least one merchant device. In one or more embodiments, the shared customer data may be collected by at least two different commercial entities, and the shared customer data may be available for use by the at least two different commercial entities.
Claims20
A computing device, comprising:
- at least one processor;
- and
- memory storing computer readable instructions that, when executed by the at least one processor, cause the computing device to:
- detect a mobile device that is linked to a user account;
- identify a user of the mobile device, based on shared customer data associated with the user account;
- retrieve customer information associated with the identified user from the shared customer data;
- and
- provide the retrieved customer information to at least one merchant device.
A method, comprising:
- detecting, by a computing device, a mobile device that is linked to a user account;
- identifying, by the computing device, a user of the mobile device, based on shared customer data associated with the user account;
- retrieving, by the computing device, customer information associated with the identified user from the shared customer data;
- and
- providing, by the computing device, the retrieved customer information to at least one merchant device.
One or more non-transitory computer-readable media having computer-executable instructions stored thereon that, when executed by a computing device, cause the computing device to:
- detect a mobile device that is linked to a user account;
- identify a user of the mobile device, based on shared customer data associated with the user account;
- retrieve customer information associated with the identified user from the shared customer data;
- and
- provide the retrieved customer information to at least one merchant device.
Dependencies are inferred from the claim text.