Systems and methods to identify and profile a vehicle operator

A computer device for assessing risk associated with a driver of a vehicle, the computer device comprising:

• one or more processors;
• and
• one or more memories coupled to the one or more processors;
• wherein the one or more memories include computer executable instructions stored therein that, when executed by the one or more processors, cause the computer device to:
• receive, via a network interface, a plurality of risk variables,
• the plurality of risk variables including measurements of at least two of driver behavior, driving times, driving environment measurements, motions sensor data, images of drivers, audio data, biometric sensor data, or geographic location data, and
• at least some of the plurality of risk variables gathered when the driver operates the vehicle,
• determine the driver from a plurality of drivers based on the plurality of risk variables including determining a correspondence between the driver and at least some of the risk variables, and
• develop a risk profile for the driver including generating a collective measure of risk for the driver based on the at least some of the risk variables.

A computer readable storage medium comprising non-transitory computer readable instructions stored thereon for assessing risk associated with a driver of a vehicle, the instructions, when executed on one or more processors, cause the one or more processors to:

• receive, via a network interface, a plurality of risk variables,
• the plurality of risk variables including measurements of at least two of driver behavior, driving times, driving environment measurements, motions sensor data, images of drivers, audio data, biometric sensor data, or geographic location data, and
• at least some of the plurality of risk variables gathered when the driver operates the vehicle,
• determine the driver from a plurality of drivers based on the plurality of risk variables including determining a correspondence between the driver and at least some of the risk variables, and
• develop a risk profile for the driver based on the at least some of the risk variables, wherein developing a risk profile for the driver includes:
• determining a risk corresponding to the at least some of the risk variables, and
• generating a collective measure of risk for the driver based on the risk corresponding to the at least some of the risk variables.