US 2014/0278573 A1 · SYSTEMS AND METHODS FOR INITIATING INSURANCE PROCESSING USING INGESTED DATA

Abstract

Methods and systems for pre-filling insurance forms for customers are provided. An insurance provider or other similar entity can receive loss event data associated with a certain loss event that could trigger customers submitting insurance claims. By examining the loss event data and associated customer and insurance policy data, the insurance provider can identify customers who may have experienced damage to property and therefore may be eligible to submit a claim for the damage. According to embodiments, the insurance provider can generate pre-filled forms using at least some of the loss event data and send the pre-filled forms to the potentially eligible customers. The customers can modify the pre-filled forms where necessary and submit insurance claims based on the pre-filled forms for processing by the insurance provider.

Claims20

Dependent claims

A computer-implemented method of initiating insurance processing associated with a loss event, the insurance processing being associated with an insurance policy for a property, the method comprising:

receiving loss event data related to the loss event;
reconciling, by a processor, the loss event data with customer data to identify a customer potentially affected by the loss event, the customer having the insurance policy for the property;
generating, by the processor for the insurance policy of the customer, a pre-filled form for the loss event based on at least a portion of the loss event data;
sending the pre-filled form to the customer;
receiving, from the customer, a submission request for an insurance claim based on the pre-filled form;
and
responsive to receiving the submission request, processing, by the processor, the insurance claim to facilitate eventual payment to the customer having the insurance policy.

4 more elements

A system for initiating insurance processing associated with a loss event, comprising:

a communication module adapted to receive loss event data related to the loss event;
a memory adapted to store data related to a plurality of insurance policies for a plurality of properties;
and
a processor adapted to interface with the communication module and the memory, wherein the processor is configured to execute non-transitory computer executable instructions stored in the memory to cause the processor to:
reconcile the loss event data with customer data to identify a customer potentially affected by the loss event, the customer having an insurance policy of the plurality of insurance policies for a property of the plurality of properties,
generate, for the insurance policy of the customer, a pre-filled form for the loss event based on at least a portion of the loss event data,
send, using the communication module, the pre-filled form to the customer,
receive, from the customer via the communication module, a submission request for an insurance claim based on the pre-filled form, and
process the insurance claim in response to receiving the submission request to facilitate eventual payment to the customer having the insurance policy.

6 more elements

Dependencies are inferred from the claim text.

Systems and methods for initiating insurance processing using ingested data

Life of this patent

Systems and methods for initiating insurance processing using ingested data

Life of this patent

Abstract

Claims20