Computerized system and method for determining flood risk

A computerized method of displaying flood risk comprising the steps of:

• receiving an address for a property;
• displaying in a user interface, a graphic representation of a map which includes said received address;
• calculating at least one risk score for at least one of the areas displayed on said map;
• and
• displaying at least one calculated risk score as a highlighted region on said map.

A system for communicating the flood risk of a property to a user comprising:

• a computer network;
• a first computerized device for displaying flood risk information in electronic communication with a computer network;
• a first database connected to said network, where said first database contains flood zone information arranged by geographic coordinates;
• a second database connected to said network, where said second database contains terrain elevation data arranged by geographic coordinates;
• a third database connected to said network, where said third database contains rainfall data arranged by geographic coordinates;
• a fourth database connected to said network, where said fourth database contains a record of prior flooding arranged by geographic coordinates;
• a fifth database connected to said network, where said fifth database contains a record of losses arranged by geographic coordinates;
• and
• a second computerized device connected to said network which calculates flood risk information for geographic location using an algorithm to process database information contained in said databases.