Payepos Card or Payepos Top Up Card

This is a simplified method to make payment and receive payment using retail magnetic swipe card without disclosing bank card details or sensitive financial information. Card users mainly pay cash or pay using debit or credit card at POS to top up Payepos Card or Payepos Top Up Card.

Users can integrate their bank card details or sensitive financial information for an advanced automated processing. Payepos stores and safeguards user card and bank details verifying identity and address proof to enable advanced automated services.

Users can choose cash only or advanced verified services depending on their requirements.

Users can pay online using their Payepos Card or Payepos Top Up Card after adding and successfully updating balance to the card.

ID card and address proof verified at stores every time users exceed legal balance limit to ensure security.

Payepos does not trigger any tender until enough incoming amount or top up successfully added to current balance.

Payepos system enable web sellers, telephone sellers, individual sellers to fix a single or multiple venue of POS/ePOS whereat customers can make the payments. These natures of processes are also more acceptable for sellers. Fraudulent buyers incur various footprints during the card top up and subsequent payment transfer.

The Payepos process configure interactive link between retail POS and websites. Payment at the POS is completed to transmit money to a website and target shopping cart, wherein the shopping cart stores an instance of shopping data.

Capture and store shopping carts in Payepos Card or Payepos Top Up Card for prolong times. Users also can add, remove and delete these carts at POS/ePOS, www.payepos.com, Payepos Apps, and other interfaces.

POS/ePOS interactive graphical user interfaces and Web interfaces locate websites, businesses across the world and list of items to serve.

Customers register their Payepos cards, personal and address details at www.payepos.com. POS/ePOS notify and receive customer details for a unregistered Payepos Card to assign customer details and address to the card.

Payepos card integrate payment terminals, web technologies, cash payment, debit or credit card payment without customer interactions with the payment terminals and the web technologies. Customers do not require visiting website, select items, adding to shopping cart, finalizing purchase, entering payment details, using computer interface. POS/ePOS terminal configured to receive websites and item detail lists, accept payment and transmit the required fund and customer address to the website.

Payepos system enable Online retailers, Websites to transmit coupons, offers, gift amounts to Payepos users

Customers describe POS/ePos cashier sender Payepos Card and payee Payepos Card details to send money to a payee instantly by cash or credit or debit card.

Payepos GUI at POS/ePOS generates either of sender Payepos Card and payee Payepos Card or both of the cards, if or one or both of the cards are unavailable.

Payepos Card enable customers various bills like utilities, Tax, Road Tax etc. The POS/ePOS or www.payepos.com accepts various forms of bill identifications like unique reference number, barcode, alphanumeric reference and all existing forms.

Users can assign their unique email address, first name, last name, DOB, address, and personal details to this magnetic card. But at the beginning card will work without these details until usages limit exceeds. Various details will be used at ePOS to pay money each other, record and monitoring purpose.

Payepos will hold money and customer can transfer balance to their personal bank account any time they like.

Cash transaction will reduce both users and retailers dependencies on Visa, Master card and cost along with enhancing security.

All online website money market, super market will be paid by this card.

Furthermore user reduce their risk of payment failure for legal purchases like road tax, motor insurance etc to avoid loss of cover in case of incident and unexpected prosecution.

Users can find Payepos and transaction details from www.payepos.com and participating retail checkout. They also can download transaction details in CSV and various formats. Although this is not a bank or credit card may contain CVV number, chip, sort code account number etc.

Payepos is an exceptional tool to notify customers about Funfair, Football, Grand Prix and numerous other national, international events and festivals. Entire system need to be in dynamic state to attract customers for all product and services available in retail. The notification can be printed on till receipts, published on www.payepos.com, notify within user accounts.

Banks, building societies, Credit card companies integrate Payepos for automated money transmission from their accounts for customers

Payepos enable retailers to develop smarter promotions like Buy one retail item get one online item free, Buy one retail item get discount on online item etc

Payepos system facilitates transmitting money, transmitting various data, emails between all Individuals, Payepos Users, Retailers, Supermarkets, Websites, Businesses, Vendors, Banks, Individuals, Payepos users

Payepos Interactive operating system develops many wider solutions to simplify world wide service platforms.

Bank and building societies, Credit card companies transfer balance or credit to Payepos Card. They also can integrate the Card for automated services.

Payepos Top Up card sample POS Refund process comprises:

• Some customers try to miss use refund method. If customers have transferred top up amount, or used any amount refund will be blocked. Refund option need to be very simple after scanning the bar code cashier should be able to refund. In terms of payment network if generic barcode way forward cashier must be able to pass either PIN OR SECURITY CODE or Serial or Card number to erase the amount from the system.

Payepos sample Simple Customer Service Web Panel comprises:

• Cashier or customer service advisor are able to find all transaction details using card number, PIN OR SECURITY CODE. They also can verify other data like DOB, email, first name, last name etc. Customers are responsible to save their PIN OR SECURITY CODE. Card number and PIN OR SECURITY CODEs against a transaction details should not be searched. But in case of any customer request customer service should be able to find all PIN OR SECURITY CODES.

Payepos sample Online Account comprises:

• Full transactions report, PIN or security code add remove, Account details, Saving Debit/Credit Card for online and IVR payments. Customer also can download history of transaction details.

Payepos sample Free IVR Highlights comprises:

• After calling access number *3 for current marketing affairs like following

Payepos sample IVR Music comprises:

• After calling access number press *4 for top ten UK music chart, press *5 for sales and promotion offers, *6 for hot retail sale, *7 for hot online sale etc.

Payepos sample Seasonal Promotion comprises:

• Discount shopping or reduced rates during Football, Grand Prix and numerous other international events and festivals
• We need to offer Discount shopping or reduced rates during Euro 2012.
• Immediately after the game, we will not charge to receive a payment using cash payment for one hour. The free period begins at the full time whistle and lasts 60 minutes. Any payment that commences before the free period will be charged in its entirety at the standard rates. Any payment that occurs beyond the free period will be free until the end of the free period, then charged at the standard rates thereafter. Any payment by bank card will be charged at the standard rate and will incur the standard fee. Payment can only be made on Payepos Card or Payepos Top Up Card which have a credit greater than £0.01.

Payepos sample Generating E-coupon comprises:

• E-Coupon is generated analyzing user usages volume, in random basis, Simulation using email, DOB, Name etc. Data from current database is transferred to data file for computer simulation and research. C/c++ Mathematics is used to analyze data in great detail to monitor user behavior and trend.

Payepos sample Website comprises:

• Payepos users will not have to disclose their card or bank details to any website or any form of telephone sales. They can fund Payepos Card or Payepos Top Up Card by cash or Debit/Credit cards at POS checkout. After funding the card users can pay online using their Payepos Card or Payepos Top Up Card details or complete the payment at POS checkout disclosing previously obtained a shopping cart reference number or barcode at the website. This shopping cart reference number or barcode will be generated by Payepos integration mechanism with the website. User can integrate their bank, debit credit card detail at www.payepos.com for advanced and faster services.

Payepos sample Sharing comprises:

• Epos will produce more than one up to 20 card for a family and unlimited card for business. This sharing is activated among multiple instance of one unique card or multiple unique cards sharing one account or further effective way defining additional Serial or Card number for every individual to track bearer while using same account.

Payepos sample Simple Sale comprises:

• User can enter description data of an item in a touch screen monitor in any store. The user can define a fixed price or launch a simple auction to sell. Details will be uploaded to online. Buyer can buy item and pay using Payepos Card or Payepos Top Up Card. If a user unable or experience difficulties to upload an item anyone or customer assistant can help to upload an item.

Payepos sample Bank Masking comprises:

• Global population is growing fast and vast number of population migrating towards cities. Electronically supplied services are core of modern life style in these cities. Digital security blocks current virus attack, but cannot stop ever growing cyber threat. Payepos Card or Payepos Top Up Card method is not a bank account and not linked to bank account but bank masking User can create and dispose cards numerous times. But for a security reason all accounts will be reconciled against name, date of birth and address. These details will reconcile all nature of single, joint or shared account.

Payepos sample Shopping List comprises:

• Users can create, delete shopping list in their www.payepos.com account. They share their shopping list with their assigned or authorized friend or family to shop listed items for them. Touch screen monitor or computer in store allows users to change, amend, print the list and pass message through email and text. These way users can generate shopping records using their Payepos Card or Payepos Top Up Card.

Payepos sample Drop Shopping comprises:

• Users can shop and drop shopping in any store using Payepos Card or Payepos Top Up Card, www.payepos.com, Payepos mobile app. They share their shopping list with their assigned or authorized friend or family to shop listed items for them. Users can complete shopping, leave shopping in a safe area in the store. Touch screen monitor or computer in store allows users to email and text their authorized person. The authorized person can collect the shopping later. These way users can generate shopping records using their Payepos Card or Payepos Top Up Card.

Payepos sample Social Networking comprises:

• Subscriber can watch friends and family using Payepos Card or Payepos Top Up Card, www.payepos.com, Payepos mobile app in their day to day life without disclosing financial details. They can message each other. Messages can be private or public like a social networking as well as all features of discussion board or others.

Payepos sample Rating comprises:

• Local corner shop, off license, retailer can rate website for online shopping and offer option to pay using their POS, touch screen, self service POS etc. They can display website logos and address. Store and website link need to go through Payepos. Payepos and retailer can rate trustworthy websites, telesales;
• increase coverage and regulate terms and conditions.
• Retailer or shop also can arrange simple computer and printer to enable customer for online shopping and printing the shopping barcode. User can buy and sell online item also pay for vital documents like road tax, car insurance etc.

Payepos sample Cash back/Cash Withdrawal comprises:

• User can withdraw cash within coverage of Payment network and banking service in operating country and overseas. User can take balance to permitted country and withdraw balance there. Payepos imposes withdrawal limit and apply terms and condition regarding cash back or cash withdrawal.