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US 2014/0236832 A1Published application
Methods and systems for validating negotiable instruments
AssigneeCertegy Check Services, Inc.
InventorMichael R. BATES
Life of this patent
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Abstract
Methods and systems for validating a negotiable instrument. One method can include obtaining an electronic image of the negotiable instrument, electronically determining a first value and a second value of the negotiable instrument based on the electronic image, and automatically validating the negotiable instrument if the first value is substantially equal to the second value.
Claims2
1-24. (canceled)
A system comprising:
- a processor configured to:
- obtain an electronic image of a negotiable instrument;
- determine a first value and a second value of the negotiable instrument based on the electronic image;
- validate the negotiable instrument when the first value is substantially equal to the second value;
- and
- when the first value is not substantially equal to the second value:
- determine whether an authorized transaction amount is available;
- and
- when the authorized transaction amount is available, validate the negotiable instrument and set an amount of the negotiable instrument to be equal to the authorized transaction amount.
6 more elements
Dependencies are inferred from the claim text.