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US 2014/0236813 A1Published application
System and method for payment card industry enterprise account number elimination
AssigneeSears Brands, L.L.C.
InventorsJim Brabson, Marie Ritscher
Life of this patent
Estimating the term…
Abstract
A system and method replaces credit card numbers in systems that are customer facing with token Ids to thereby reduce exposure to credit card number theft.
Claims19
1-11. (canceled)
A system, comprising:
- a vault infrastructure in communication with client-facing applications, the vault infrastructure being configured to receive a credit card number of a credit card;
- and
- a credit card authorization system in communication with the client-facing applications;
- wherein the vault infrastructure is configured to substitute, in real-time, a token id for the credit card number upon receipt of the credit card number from a customer and prior to communication with the credit card authorization system.
1 more element
A method, comprising:
- receiving, by a vault infrastructure in communication with client-facing applications, a credit card number of a credit card;
- communicating between a credit card authorization system and the client-facing applications;
- and
- substituting, by the vault infrastructure in real-time, a token id for the credit card number upon receipt of the credit card number from a customer and prior to communication with the credit card authorization system.
1 more element
Dependencies are inferred from the claim text.