Business And Professional Network System And Method For Identifying Prospective Clients That Are Unlikely To Pay For Professional Services

A non-transitory computer readable electronic storage medium storing one or more programs comprising instructions executable by a electronic device having a screen display and Internet capability to cause the device to:

• display a business network associated with software that provides entry of client information for identifying prospective clients that are unlikely to pay for professional services and/or goods, said business network, comprising:
• a. a database associated with software that provides entry of subscriber information within a subscriber database storing subscriber registration and client information and networking subscriber information;
• b. a client database promulgated through said client information from said subscriber, said client database storing payment history information associated with at least one subscriber of said database;
• c. said payment history including entry of any outstanding account balances owed by said client to any of said subscribers;
• d. said subscriber database including a plurality of businesses or sole proprietor members having access to said database.

A method of using a business network system by a professional or business for identifying prospective clients that are unlikely to pay for professional services and/or goods, comprising the steps of:

• a. logging onto said business network system, said system comprising:
• i. a database in communication with a plurality of personal database systems, said database having a storage device, Internet connectivity, and a local database;
• ii. said database being associated with software that provides entry of subscriber information within a subscriber database storing subscriber registration and client information and networking subscriber information;
• iii. a client database promulgated through said client information from said subscriber, said client database storing payment history information associated with at least one subscriber of said database;
• iv. said payment history including entry of any outstanding account balances owed by said client to any of said subscribers;
• v. said subscriber database including a plurality of businesses or sole proprietor members having access to said database;
• whereby said client database lists non-paying clients so that said subscribers can elect to avoid taking on said client as a perspective client and refuse to perform services for said client;
• b. listing previous client information concerning clients who have delinquent accounts, where applicable;
• c. searching for a perspective client's name to determine if said client is located on said client database;
• d. refusing services to said client if said client has a delinquent account with another subscriber.