Payment system and payment terminal

A mobile terminal having a plurality of types of electronic money functions capable of executing payment processing with a payment processing terminal, comprising:

• a selection unit configured to select an electronic money function to be temporarily disabled among the plurality of types of electronic money functions;
• a disabling unit configured to temporarily disable, before the payment processing is executed, the electronic money function selected by the selection unit irrespectively of communication with the payment processing terminal;
• and
• a cancellation unit configured to cancel the disabling of the electronic money function by the disabling unit after the payment processing is completed.

A payment processing method by a mobile terminal having a plurality of types of electronic money functions capable of executing payment processing with a payment processing terminal, comprising:

• a selection step of selecting an electronic money function to be temporarily disabled among the plurality of types of electronic money functions;
• a disabling step of temporarily disabling, before the payment processing is executed, the electronic money function selected in the selection step irrespectively of communication with the payment processing terminal;
• and
• a cancellation step of canceling the disabling of the electronic money function performed in the disabling step after the payment processing is completed.