Coupon bearing sponsor account transaction authorization

A non-transitory computer readable storage medium storing instructions configured to instruct a computing device of a transaction handler of a payment processing network to perform a method, the method comprising:

• sending, from the computing device of the transaction handler of the payment processing network, an coupon authorization request message to an issuer of a sponsor account for a coupon to be used with a purchase from a merchant;
• receiving, in the computing device and in response to the coupon authorization request message, a coupon authorization response message from the issuer of the sponsor account;
• sending, from the computing device, a consumer authorization request message to an issuer of a consumer account for a payment transaction between the consumer and the merchant for the purchase;
• receiving, in the computing device and in response to the consumer authorization request message to the issuer of the consumer account, a consumer authorization response message from the issuer of the consumer account;
• communicating, from the computing device, authorization data to the merchant for the purchase, in accordance with the consumer authorization response message and the coupon authorization response message.

A computing device, comprising:

• a processor;
• and
• a memory storing instructions configured to instruct the processor to perform operations of a transaction handler of a payment processing network, the operations including:
• sending, from the computing device, an coupon authorization request message to an issuer of a sponsor account for a coupon to be used with a purchase from a merchant;
• receiving, in the computing device and in response to the coupon authorization request message, a coupon authorization response message from the issuer of the sponsor account;
• sending, from the computing device, a consumer authorization request message to an issuer of a consumer account for a payment transaction between the consumer and the merchant for the purchase;
• receiving, in the computing device and in response to the consumer authorization request message to the issuer of the consumer account, a consumer authorization response message from the issuer of the consumer account;
• communicating, from the computing device, authorization data to the merchant for the purchase, in accordance with the consumer authorization response message and the coupon authorization response message.