Adjudication for contractual terms in a video game

A method performed by a computer, the method comprising:

• providing, by a Video Game Central Server, a virtual environment that is accessible to one or more players;
• receiving, by the Video Game Central Server, credit card information from a first player;
• receiving, by the Video Game Central Server, a request to enter into a virtual contract from the first player,
• wherein the virtual contract includes a condition that requires the first player to engage in an action other than accessing the virtual environment;
• guaranteeing, by the Video Game Central Server, the first player's performance of the condition identified in the virtual contract with the credit card information;
• and
• penalizing, by the Video Game Central Server, the first player if the condition is not met, by charging the credit card,
• where the condition is that the first player pay, within a given time period, an amount determined by a virtual adjudication in the event of a dispute between the first player and a second player.