Systems and methods for administration of non-wagering account associated with gaming environment
AssigneeVantiv, LLC
InventorsKirk E. Sanford, Thomas M. Sears, Omer Sattar
Life of this patent
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Abstract
A transaction facilitation system is disclosed that is configured to affect substantially real-time crediting and debiting of a gaming accounts maintained within a gaming environment and structured to communicate by a private restricted communication link with an issuing financial institution of a stored value account to effect real-time crediting and debiting of the stored value account. Financial transactions using the stored value account can be and used customer relationship purposes.
Claims28
A computer-based method of transferring funds between a stored value account and a gaming account, the method comprising:
- receiving, by one or more processors, a player identifier of a player, wherein the player identifier is associated with a gaming account having a balance;
- based at least partially on the player identifier, identifying, by any of the one or more processors, a stored value account, wherein the stored value account is associated with a stored value payment vehicle issued to the player, and wherein a balance of the stored value account is maintained by an issuer processor computing system;
- and
- causing, by any of the one or more processors, a decrease of the balance of the stored value account and an increase of the balance of the gaming account.
A computer-based method of funding an account associated with a player, comprising:
- receiving, by a transaction facilitator computing system, a load request, wherein the load request comprises a request to load player funds to a stored value account associated with a stored value payment vehicle, wherein the stored value account has a balance amount;
- receiving, by the transaction facilitator computing system, player funds information, wherein the player funds information comprises at least a total value of the player funds;
- and
- causing, by the transaction facilitator computing system, an increase of the balance amount of the stored value account based on the total value of the player funds.
A computer-based method of funding an account associated with a stored value payment vehicle, comprising:
- receiving, by a computing system, a load request initiated by a player, wherein the load request comprises a request to load player-sourced funds to a stored value account, wherein the stored value account has a first available balance amount associated with any of a stored value payment vehicle and a player identifier;
- and
- causing, by the computing system, an increase of the first available balance amount of the stored value account to a second available balance amount based on a total value of player-sourced funds to be loaded.
A system for a gaming environment comprising:
- a stored value payment vehicle issued to a player, wherein funds accessible by the stored value payment vehicle are maintained in a stored value account and are accessible through a payment network;
- a gaming account to hold funds for the player;
- a loyalty account assigned to the player, wherein the loyalty account is maintained by a customer management system, wherein the loyalty account assigned to the player is associated with the stored value account;
- and
- at least one processor and non-transitory computer readable medium having instructions stored thereon which when executed by a processor cause the processor to:
- selectively increase and decrease funds held by the stored value account and the gaming account.
Dependencies are inferred from the claim text.