# US 2014/0208389 A1 · Enrollment of user in device identification program

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- Number: US 2014/0208389 A1
- Document ID: US20140208389A1
- Status: Published application
- Kind: A1
- Application number: 13/749,209
- Filed: 2013-01-24
- Published: 2014-07-24
- Earliest claimed: 2013-01-24
- Assignees: Bank of America Corporation
- Applicants: Bank of America Corporation
- Inventors: William Earnest Kelley
- Web page: https://patentgrep.com/patent/US20140208389A1

## CPC

- H04L 63/08: {for authentication of entities (cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32)}
- G06Q 30/0261: {based on user location}
- G06Q 40/02: Banking, e.g. interest calculation or account maintenance (credit or loans G06Q40/03)
- H04L 63/0876: {based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint}
- H04L 67/52: specially adapted for the location of the user terminal
- H04W 12/06: Authentication
- G06F 2221/2111: Location-sensitive, e.g. geographical location, GPS
- H04L 63/107: {wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals}
- H04L 2463/082: applying multi-factor authentication
- H04W 12/63: Location-dependent; Proximity-dependent
- H04W 12/71: Hardware identity
- H04L: TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION (arrangements common to telegraphic and telephonic communication H04M)
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- H04W: WIRELESS COMMUNICATION NETWORKS (broadcast communication H04H; communication systems using wireless links for non-selective communication, e.g. wireless extensions H04M1/72)
- G06F: ELECTRIC DIGITAL DATA PROCESSING (computer systems based on specific computational models G06N)

## Abstract

Embodiments of the invention are directed to systems, methods and computer program products for enrolling a user in a device identification program. In some embodiments, a system is configured to: receive device identification information from a mobile device, receive user information associated with a user, the user information enabling identification of the user, associate the device identification information with the user information, and create a record based on the device identification information and the user information.

## Claims

### Claim 1

An apparatus for enrolling a user in a device identification program, in accordance with embodiments of the present invention, the apparatus comprising:
a memory;
a processor; and
a module stored in the memory, executable by the processor, and configured to:
receive device identification information from a mobile device;
receive user information associated with a user, the user information enabling identification of the user;
associate the device identification information with the user information;
create a record based on the device identification information and the user information.

### Claim 2 (depends on 1)

The apparatus of claim 1, wherein the module is further configured to transmit to the mobile device an option to enroll in a device identification program.

### Claim 3 (depends on 2)

The apparatus of claim 2, wherein the module is further configured to transmit to the mobile device at least one term or condition associated with the device identification program.

### Claim 4 (depends on 1)

The apparatus of claim 1, wherein the module is further configured to receive the user's approval to enroll in a device identification program.

### Claim 5 (depends on 1)

The apparatus of claim 1, wherein the module is further configured to receive the user's approval to receive location information associated with the mobile device.

### Claim 6 (depends on 1)

The apparatus of claim 1, wherein the user information is received after the device identification information.

### Claim 7 (depends on 1)

The apparatus of claim 1, wherein the user information comprises at least one of information associated with the user or an account associated with the user.

### Claim 8 (depends on 1)

The apparatus of claim 1, wherein the user information comprises at least one of a name, contact information, a username, a password, social network information, an account number, or a card number.

### Claim 9 (depends on 1)

The apparatus of claim 1, wherein the device identification information comprises an identification code.

### Claim 10 (depends on 1)

The apparatus of claim 1, wherein the device identification information is associated with a chip or a removable part associated with the mobile device.

### Claim 11 (depends on 1)

The apparatus of claim 1, wherein the device identification information comprises at least one of a telephone number, a serial number, an International Mobile Station Equipment Identity (IMEI) number, or a part number.

### Claim 12 (depends on 1)

The apparatus of claim 1, wherein the device identification information is not based on user input received at the mobile device.

### Claim 13 (depends on 1)

The apparatus of claim 1, wherein the user information is based on user input received at the mobile device.

### Claim 14 (depends on 1)

The apparatus of claim 1, wherein the mobile device comprises at least one of a mobile communication device or a mobile computing device.

### Claim 15 (depends on 1)

The apparatus of claim 1, wherein the module is further configured to:
determine an account associated with the user information;
identify the user based on information associated with the account.

### Claim 16 (depends on 1)

The apparatus of claim 1, wherein the module is further configured to:
determine initiation of an application on the mobile device;
receive second identification information from the mobile device;
search a database of records based on the second identification information;
in response to determining a match between the identification information associated with the record and the second identification information, enable access to the application.

### Claim 17 (depends on 16)

The apparatus of claim 16, wherein the application comprises a financial service application.

### Claim 18 (depends on 16)

The apparatus of claim 16, wherein the module is further configured to enable access to the application based on a location associated with the mobile device at the time of the initiation of the application on the mobile device.

### Claim 19

A method for enrolling a user in a device identification program, the method comprising:
receiving device identification information from a mobile device;
receiving user information associated with a user, the user information enabling identification of the user;
associating the device identification information with the user information;
creating a record based on the device identification information and the user information.

### Claim 20

A computer program product for enrolling a user in a device identification program, the computer program product comprising:
a non-transitory computer-readable medium comprising a set of codes for causing a computer to:
receive device identification information from a mobile device;
receive user information associated with a user, the user information enabling identification of the user;
associate the device identification information with the user information;
create a record based on the device identification information and the user information.
