Delayed settlement transactions
OwnerEdward W. Fordyce, IIIinventor
Life of this patent
Estimating the term…
Abstract
Methods for deferring settlement of a transaction are disclosed. A server computer receives an authorization request message for a transaction. The server computer then receives an authorization response message for the transaction. The server computer then receives a deferred settlement indicator for the transaction.
Claims21
A method for deferring settlement of a transaction, the method comprising:
- receiving, at a server computer, an authorization request message for a transaction;
- receiving, at the server computer, an authorization response message for the transaction;
- and
- receiving, at the server computer, a deferred settlement indicator for the transaction,
- wherein the deferred settlement indicator indicates that the transaction is to be settled using a deferred settlement process.
A method for deferring settlement of a transaction, the method comprising:
- sending, from a server computer, an authorization request message for a transaction;
- receiving, at the server computer, an authorization response message for the transaction;
- and
- sending, from the server computer, a deferred settlement indicator for settlement of the transaction.
A computer readable medium with computer readable program code embodied therein, said computer readable program code adapted to be executed by a processor to implement a method, the method comprising:
- sending, from a server computer, an authorization request message for a transaction;
- receiving, at the server computer, an authorization response message for the transaction;
- and
- sending, from the server computer, a deferred settlement indicator for settlement of the transaction.
Dependencies are inferred from the claim text.