System and Method for Classifying and Identifying a Driver Using Driving Performance Data

A method for identifying and classifying a driver, comprising:

• electronically obtaining driving performance data associated with operation of a vehicle using one or more devices having one or more sensors, the one or more devices in electronic communication with a network;
• designating, using a driving signature engine in communication with the one or more sensors, at least one data channel for obtaining driving performance data;
• processing the driving performance data obtained from the at least one data channel to determine a plurality of code words;
• calculating, using the driving signature engine, a driving signature according to the plurality of code words;
• and
• identifying or classifying the driver based on the driving signature.

A computer-readable medium having computer-readable instructions stored thereon which, when executed by a computer system, cause the computer system to perform the steps of:

• electronically obtaining driving performance data associated with operation of a vehicle using one or more devices having one or more sensors, the one or more devices in electronic communication with a network;
• designating, using a driving signature engine in communication with the one or more sensors, at least one data channel for obtaining driving performance data;
• processing the driving performance data obtained from the at least one data channel to determine a plurality of code words;
• calculating, using the driving signature engine, a driving signature according to the plurality of code words;
• and
• identifying or classifying the driver based on the driving signature.