System and method for use of carbon emissions in characterizing driver performance

A method for use of carbon emissions in characterizing vehicle driver performance and use in determining insurance coverage comprising:

• providing a data collection and assessment environment, including
• one or more data collection devices that can be used to capture data and information or otherwise measure vehicle actions,
• a data collection and assessment logic, and
• a carbon emissions assessment module which includes information about typical carbon emissions, and can compare current patterns of driving with known patterns to calculate carbon emissions for a current driver/vehicle;
• and
• wherein the data collection and assessment environment is configured to one or both
• compare current patterns of driving with known patterns to calculate carbon emissions for a current driver/vehicle, and
• provide the information to an external insurance provider or broker framework to calculate a driver profile, for use in obtaining a usage based insurance quote (UBI) for the driver.

A non-transitory computer readable medium, including instructions stored thereon which when read and executed by one or more computers cause the one or more computers to perform the steps comprising:

• providing a data collection and assessment environment, including
• one or more data collection devices that can be used to capture data and information or otherwise measure vehicle actions,
• a data collection and assessment logic, and
• a carbon emissions assessment module which includes information about typical carbon emissions, and can compare current patterns of driving with known patterns to calculate carbon emissions for a current driver/vehicle;
• and
• wherein the data collection and assessment environment is configured to one or both
• compare current patterns of driving with known patterns to calculate carbon emissions for a current driver/vehicle, and
• provide the information to an external insurance provider or broker framework to calculate a driver profile, for use in obtaining a usage based insurance quote (UBI) for the driver.