# US 2014/0156522 A1 · Method for managing buyer transactions and settlements using communication network between computers, and method for relaying information following buyer consumption trends to the buyer

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- Number: US 2014/0156522 A1
- Document ID: US20140156522A1
- Status: Published application
- Kind: A1
- Application number: 14/175,018
- Filed: 2014-02-07
- Published: 2014-06-05
- Earliest claimed: 2000-04-26
- Assignees: Computer Applications Co., Ltd.
- Applicants: Computer Applications Co., Ltd.
- Inventors: Tsuyoshi UEHARA; Masaharu MURAKAMI
- Web page: https://patentgrep.com/patent/US20140156522A1

## CPC

- G06Q 20/102: {Bill distribution or payments}
- G06Q 20/04: Payment circuits
- G06Q 20/10: specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q 20/108: {Remote banking, e.g. home banking}
- G06Q 20/14: specially adapted for billing systems
- G06Q 20/382: {insuring higher security of transaction}
- G06Q 30/02: Marketing; Price estimation or determination; Fundraising
- G06Q 30/0251: Targeted advertisements
- G06Q 30/04: Billing or invoicing
- G06Q 30/0601: Electronic shopping [e-shopping]
- G06Q 40/00: Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

It is an object of the present invention to enable a buyer to collectively manage information related to a variety of commercial transactions performed by the buyer as well as to the settlements for these transactions. The calendar server 25 supplies a calendar screen to a buyer system 3 that is used by the buyer 1. This calendar screen has electronic invoices addressed to the buyer 1, which are issued by the supplier system 7, and electronic deposit/withdrawal detailed statement of the buyer's deposit account, which are issued by a banking system 13, pasted in the spaces for the relevant dates. When the buyer 1 selects an arbitrary invoice on this calendar screen and inputs his or her approval of this invoice, an account transfer telegraphic message for payment of this invoice is automatically sent to the banking system 13. The calendar server 25 manages the status of each invoice (“opened”, “payment request in progress”, “paid”), and notifies the supplier system 7 and banking system 13 of this invoice status. The calendar server 25 also supplements news such as advertisements which are sent by the supplier system 7 and banking system 13, and so forth, selects news following the buyer's consumption trends, and pastes this news in the spaces on the calendar screen which pertain to dates that slightly precede dates on which buyer consumption other forms without departing from the spirit of the present invention.

## Claims

### Claim 1

A method for use in a system that includes a server, a supplier system, a buyer system, an account management system, the method comprising:
transmitting, by the supplier system, an electronic invoice to the server;
receiving, by the supplier system from the server or the account management system, an electronic deposit statement associated with an identification (ID) code of the electronic invoice; and
settling, by the supplier system, the electronic invoice that is paid, using the ID code associated with the electronic deposit statement.