# US 2014/0151450 A1 · Automated banking machine operated responsive to data bearing records with improved resistance to fraud

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- Number: US 2014/0151450 A1
- Document ID: US20140151450A1
- Status: Published application
- Kind: A1
- Application number: 14/172,454
- Filed: 2014-02-04
- Published: 2014-06-05
- Earliest claimed: 2011-11-01
- Assignees: Diebold Self-Service Systems division of Diebold, Incorporated
- Applicants: Diebold Self-Service Systems, division of Diebold, Incorporated
- Inventors: David N. LEWIS; Randall JENKINS; James BLOCK; Songtao MA; Natarajan RAMACHANDRAN; Jeffery ENRIGHT; James PETTITT
- Web page: https://patentgrep.com/patent/US20140151450A1

## CPC

- G07F 19/209: {Monitoring, auditing or diagnose of functioning of ATMs}
- G07F 19/2055: {Anti-skimming aspects at ATMs}
- G07F: COIN-FREED OR LIKE APPARATUS (coin sorting G07D3/00; coin testing G07D5/00; {handling coins or paper currencies apart from payment activated apparatus G07D; payment architectures, schemes or protocols G06Q20/00})

## Abstract

A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraudulent devices adjacent thereto. Such unauthorized devices may include for example, a fraudulent card reading device, a fraudulent keypad input intercepting device, a cash outlet trap device, a deposit input diversion device, or other illegitimate devices. The machine includes an anti-fraud arrangement that is operative to deter the attachment of unauthorized devices to the machine. The arrangement can sense and/or dislodge an unauthorized device attached to the machine. The arrangement also allows for the machine's card slot bezel to be frequently exchanged for a differently contoured card slot bezel.

## Claims

### Claim 1

An apparatus, comprising:
a card reader that includes a card accepting area, wherein the card reader is operable to read from user cards, user data that corresponds to financial accounts;
a processor, wherein the processor is operable at least in part to a determination that user data read by the card reader corresponds to a financial account to perform a financial transaction involving the financial account;
a bezel support arrangement that supports a removable bezel; and
a bezel sensor that includes a wireless reader;
wherein the bezel sensor is operable to determine whether a bezel mounted on the bezel support arrangement is one of a plurality of authorized, different shaped bezels based on a bezel data in a wireless signal received by the wireless reader from the bezel; and
wherein the plurality of different shaped bezels have card slots the align with the card reader when in a predetermined position.

### Claim 2 (depends on 1)

The apparatus of claim 1, wherein at least one of the plurality of bezels is operable to transmit the bezel data.

### Claim 3 (depends on 1)

The apparatus of claim 1, wherein at least one of the plurality of bezels comprises a radio frequency identification (RFID) tag that includes the bezel data; and
wherein the bezel sensor is operable to read the bezel data from the RFID tag.

### Claim 4 (depends on 3)

The apparatus according to claim 3 wherein the processor is operable to update bezel data stored in the RFID tag after each transaction.

### Claim 5 (depends on 1)

The apparatus of claim 1, wherein at least one of the plurality of bezels comprises a near field communication (NFC) chip that includes the bezel data; and
wherein the wireless reader comprises an NFC reader that is operable to wirelessly read the bezel data from the NFC chip.

### Claim 6 (depends on 1)

The apparatus according to claim 1, wherein the machine is operable to update bezel data stored in the NFC chip after each transaction.

### Claim 7 (depends on 1)

The apparatus according to claim 1 wherein wireless reader is operable to wirelessly receive bezel data transmitted by a card slot bezel selected from the plurality of authorized, different shaped bezels positioned adjacent the housing; and
wherein the processor is operative to determine based at least in part on bezel data received by the wireless reader, whether an authorized card slot bezel is positioned adjacent the housing.

### Claim 8 (depends on 1)

The apparatus according to claim 1, wherein the processor is operable to determine based at least in part on the bezel data received by the wireless reader, whether an authorized card slot bezel was removed from machine.

### Claim 9 (depends on 1)

The apparatus according to claim 1 wherein the bezel sensor is operable to whether the bezel mounted on the bezel support is properly positioned relative to the bezel support structure.

### Claim 10 (depends on 1)

The apparatus according to claim 1, further comprising a fastener that releasibly holds the bezel mounted on the bezel support structure in a fixed, operatively supported engagement with the bezel support structure; and
wherein the fastener is manually movable to release the bezel mounted on the bezel support structure from the fixed, operatively supported engagement with the bezel support structure.

### Claim 11 (depends on 10)

The apparatus according to claim 10, wherein the bezel support structure includes at least one connection slot; and
wherein the fastener is resilient and configured to snap fit into the at least one connection slot.

### Claim 12 (depends on 11)

The apparatus according to claim 11, wherein the fastener includes a bezel lock;
wherein the bezel lock is in operative connection with the bezel mounted on the bezel support structure; and
wherein the bezel lock is operable to lock bezel mounted on the support structure to the bezel support structure.

### Claim 13 (depends on 12)

The apparatus according to claim 12, wherein the at least one bezel lock is accessible from outside of the machine.

### Claim 14

A tangible, non-transitory computer readable medium having computer readable instructions encoded thereon for execution by a processor, and when executed operable to:
obtain bezel data from a bezel sensor that received the bezel data wirelessly, wherein the bezel data is obtained from a bezel removably mounted on a bezel support structure associated with the bezel sensor;
determine from the bezel data whether a bezel that is mounted on the bezel support structure is an authorized bezel.

### Claim 15 (depends on 14)

The computer readable medium of claim 14, wherein the bezel that is mounted on the bezel support structure transmits the bezel data.

### Claim 16 (depends on 14)

The computer readable medium of claim 14, wherein the bezel that is mounted on the bezel support structure comprises a card slot; and
the instructions are further operable to determine whether the card slot is in an aligned position with a card reader.

### Claim 17 (depends on 14)

The computer readable medium of claim 14, wherein the instructions are further operable to determine whether the bezel has been removed from the bezel support structure.

### Claim 18 (depends on 17)

The computer readable medium of claim 17, the instructions are further operable to:
determine that a second bezel has been mounted on the support structure;
obtain second bezel data from the bezel sensor that was received wirelessly, wherein the second bezel data is obtained from the second bezel; and
determine from the second bezel data whether the second bezel is an authorized bezel.

### Claim 19 (depends on 14)

The computer readable medium of claim 14, the instructions are further operable to operate a drive to move at least a portion of the bezel support structure between an outward position and a home position.

### Claim 20

A computer implemented method, comprising:
obtaining bezel data from a bezel sensor that received the bezel data wirelessly, wherein the bezel data is obtained from a bezel removably mounted on a bezel support structure associated with the bezel sensor; and
determining from the bezel data whether a bezel that is mounted on the bezel support structure is an authorized bezel.
