Inferring user risk profile from travel patterns
AssigneeTelmap Ltd.
InventorEran Meller
Life of this patent
Estimating the term…
Abstract
A method for estimating a risk profile of a user of a personal digital assistant (PDA) includes collecting, using the PDA, data indicative of a travel pattern of the user of the PDA. The risk profile of the user of the PDA is inferred from the travel pattern. The risk profile to is output an external system, so as to enable the external system to provide to the user a commercial offer based on a risk level which is indicated by the risk profile.
Claims21
A method for estimating a risk profile of a user of a personal digital assistant (PDA), comprising:
- collecting, using the PDA, data indicative of a travel pattern of the user of the PDA;
- inferring the risk profile of the user of the PDA from the travel pattern;
- and
- outputting the risk profile to an external system, so as to enable the external system to provide to the user a commercial offer based on a risk level which is indicated by the risk profile.
An apparatus, comprising:
- a user interface;
- one or more sensors;
- and
- at least one processor, which is configured to collect from the one or more sensors data which is indicative of a travel pattern of a user of a PDA, to infer, based on the travel pattern, a risk profile of the user of the PDA, and to output the risk profile to an external system, so as to enable the external system to provide to the user a commercial offer based on a risk level which is indicated by the risk profile.
A computer software product, comprising a non-transitory computer-readable medium in which program instructions are stored, which instructions, when read by at least one processor, cause the at least one processor to collect from one or more sensors data which is indicative of a travel pattern of a user of a PDA which comprises a user interface, to infer based on the travel pattern a risk profile of the user of the PDA, and to output the risk profile to an external system so as to enable the external system to provide to the user a commercial offer based on a risk level which is indicated by the risk profile.
Dependencies are inferred from the claim text.