Secure payment made from a mobile device through a service provider

A method comprising:

• accepting, by a first processor, from a user device of a user, transaction information. pertaining to a transaction;
• transmitting, from the first processor, using a first key that identifies a merchant to a service provider, the transaction information to the service provider;
• receiving, by the first processor, from the service provider an authorization information;
• and
• in response to receiving the authorization information:
• sending, from a second processor in communication with the first processor, using a second key that identifies the merchant to the service provider, the authorization information to the service provider for acquiring payment;
• and
• completing the transaction to which the transaction information pertains.

A computer program product comprising a non-transitory computer readable medium having computer readable and executable code for instructing one or more processors to perform a method, the method comprising:

• accepting, by a first processor, from a user device of a user, transaction information pertaining to a transaction;
• transmitting, from the first processor, using a first key that identifies a merchant to a service provider, the transaction information to the service provider;
• receiving, by the first processor, from the service provider an authorization information;
• and
• in response to receiving the authorization information:
• sending, from a second processor in communication with the first processor, using a second key that identifies the merchant to the service provider, the authorization information to the service provider for acquiring payment;
• and
• completing the transaction to which the transaction information pertains.